An Introduction to Blue Cross and Blue Shield Association

The Blue Cross and Blue Shield Association (BCBSA) is a national federation of thirty nine independent companies, which is community based and locally operated. For more than seventy years, the 39 Blue Cross and Blue Shield companies are offered at affordable prices with best quality health insurance for millions of families across America. Represents one of the nation's oldest and largest family of health benefits companies. The Blue Cross and Blue Shield Association are highly recognized brands in the health insurance industry, which has offices in Chicago, with offices in Washington DC. A BCBSA more than 880 staff members work and BCBSA has various Departments and other national programs.

The 39 Blue Cross and Blue Shield System provides healthcare coverage for over 100 million American citizens who are one in three Americans! BCBSA are the largest employers in the United States 20 ° and their health coverage are available in all 50 states including the District of Columbia and in Puerto Rico. If you look at the national level, over 90 percent of hospitals and 80 percent of physicians contract with BCBS companies, which are more than any other insurance company! Blue Cross and Blue Shield companies provide a wide range of insurance products for all segments of the American population that will include large groups of employers, individuals and small businesses.

Today Blue Cross and Blue Shield Association provide different types of coverages as flexible spending account (FSA), Health Maintenance Organization (HMO), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA), allowances and traditional coverage, point- of-service (POS) and Preferred Provider Organization (PPO). Here are some facts about Blue Cross and Blue Shield ......